nethyrios

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People Behind the Purpose

We're not wealth advisors. We're money mindset specialists who've walked through our own financial fog and came out the other side with clarity worth sharing.

Freya Ingvarsson sitting at desk reviewing financial mindset materials

Freya Ingvarsson

Mindset Development Lead

Started her career drowning in student debt while working three jobs. Freya spent five years unlearning toxic money beliefs passed down through generations. Now she helps others spot the invisible scripts running their financial decisions. Her background in behavioural psychology means she sees patterns most advisors miss. She's particularly good at working with people who freeze when opening bank statements.

Callum Vesterinen in consultation setting discussing financial perspectives

Callum Vesterinen

Financial Psychology Specialist

Grew up hearing "money doesn't grow on trees" more times than he could count. Callum went from avoiding his finances entirely to building a sustainable relationship with money that actually works. He brings eight years of experience helping business owners untangle the emotional mess from the practical decisions. His approach is direct but never judgemental—because he's been exactly where you are.

Real Work, Real Outcomes

Here's what happens when people address their money mindset instead of just chasing better investment returns.

Workshop session showing collaborative financial mindset development process
Case Study

The Restaurant Owner Who Couldn't Pay Herself

Met Sarah in early 2024. Her business was profitable on paper, but she hadn't taken a proper wage in eighteen months. Kept reinvesting everything while her personal accounts sat in overdraft.

Turns out her father lost his business when she was twelve. She'd internalized the belief that taking money out meant the business would fail. We spent three months unpacking that connection and building new neural pathways around financial security.

By September 2024, she had implemented a proper salary structure and stopped checking her business account at 2am. The business didn't collapse. Actually grew by 23% once she stopped micromanaging from a place of fear.

12 weeks Programme Duration
3 key beliefs Reframed Patterns

No Spreadsheet Solutions

Your money problems probably aren't maths problems. Most people know they should save more or spend less. The knowing isn't the issue. We focus on the why behind the behaviour—the stuff that happens before you even open your banking app.

Practical, Not Preachy

We don't care about your coffee purchases or avocado toast. Seriously. We care about the stories you tell yourself about deserving financial stability. About whether you believe abundance is even possible for someone like you. That's where change actually happens.

Long Game Thinking

This isn't a six-week fix. Changing your relationship with money takes time because you're rewiring decades of conditioning. We work with people over months, sometimes years. Progress isn't linear and that's completely normal. We're here for the messy middle parts too.